Not all of us have the luxury of knowing the ins and outs of a life insurer, though. I have a unique perspective because I understand what exactly would happen with my life insurance policy when I die and have informed my wife of where she can find necessary documentation and what to expect. I’m a husband, father to two, and a proud life insurance policy owner. Therefore, you pay your premium each month and assume, it’ll all work itself out if you die within the term length.
If you’ve purchased a policy on your own life, which the majority of people do, and were to die, you’d never be the person receiving the death benefit. What’s interesting about term life insurance, versus other products, is its lack of tangibility. People with different backgrounds, occupations, and family structures – all coming together for the common good of financial planning. As the head of operations at Haven Life, I see a variety of people buying term life insurance to financially protect their families.
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